ANZ 2026 FY Results Presentation & Investor Discussion Pack

• Record $902m in gross cost savings, exceeding guidance
• On track to deliver single customer front-end to all Retail and SME customers by September 2027
• Enhanced non-financial risk management and achieved 60% completion in Suncorp Bank integration
• Delivered higher returning growth and improved return on tangible equity (ROTE) of 12.03%
• Maintained strong balance sheet with Level 2 CET1 ratio of 16.6% and consistent dividend payout

ANZ Group Holdings Ltd has released its 2026 full-year results, showcasing a robust financial performance with notable achievements across various strategic initiatives. The Group delivered $902 million in gross cost savings, surpassing the guidance provided earlier in the year. ANZ also made significant progress in integrating Suncorp Bank, with 60% of activities completed as of September 2026, and is on track to complete the migration by June 2027. Additionally, the Group accelerated the delivery of its single customer front-end, with 45% of activities completed and an expectation to reach 80% by March 2027. The Group's return on tangible equity (ROTE) stood at 12.03%, and the Level 2 Common Equity Tier 1 (CET1) ratio was 16.6%, reflecting a strong balance sheet. ANZ also enhanced its non-financial risk management, achieving substantial progress in its Root Cause Remediation Plan. The Group maintained a consistent dividend payout, with an interim dividend of 75 cents per share and a final dividend of 80 cents per share, fully franked.